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Definition of Disability

Question: How does the LTD Plan define disability?

Answer: University disability plans define disability as a time when you are totally disabled, no longer able to engage in any occupation or employment for which you are suited by education, training or experience, and the disability is expected to last at least 12 months from your last day of work. If you are a practicing physician, the Expanded LTD Plan, under a special provision, will provide partial disability coverage.
Article #766


Posted: 25 Oct, 2013
Every effort has been made to ensure the accuracy of the information in this site. However, if any provision on these documents is unclear or ambiguous, University Human Resources reserves the right to interpret the document and resolve the problem. If any inconsistency exists between this site and any written plans or contracts, the actual provisions of the latter will govern. The University in its sole discretion may modify, amend, or terminate the contents of these documents with respect to any eligible individual - including active employees, retirees, and their dependents.