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The Expanded Long-Term Disability Plan

Question: What is the Expanded Long-Term Disability Plan?


If you become disabled and are no longer able to work, the Expanded Long-Term Disability (LTD) Plan provides income replacement of 65% on your covered salary. This income is coordinated with Social Security disability/retirement, or any other source of disability income, to provide a total of 65% income replacement (before any tax or benefit deductions are taken).

While on LTD, the university also pays the monthly premiums to continue the benefits in which are enrolled in as of your last day of pay including health insurance, dental plan Option 1, and employee group life insurance. The LTD Plan also provides basic retirement savings contributions.

Article #754


Posted: 24 Oct, 2013
Every effort has been made to ensure the accuracy of the information in this site. However, if any provision on these documents is unclear or ambiguous, University Human Resources reserves the right to interpret the document and resolve the problem. If any inconsistency exists between this site and any written plans or contracts, the actual provisions of the latter will govern. The University in its sole discretion may modify, amend, or terminate the contents of these documents with respect to any eligible individual - including active employees, retirees, and their dependents.